Frequently Asked Questions 

Frequently Asked Questions 

When is the best time to see if I qualify to for a Debt Solution?

There's no time like the present! The quicker you address your debt, the quicker you could be living debt free.

Creditors have several aggressive debt enforcement techniques they can use, such as sending in the sheriff of the court to seize your possessions. If you take preventative action you can avoid that stress.

If you have already been threatened with sheriff officer action, some debt relief plans can stop the sheriff officers. Get in touch today to get started.

When is the best time to see if I qualify to for a Debt Solution?

There's no time like the present! The quicker you address your debt, the quicker you could be living debt free.

Creditors have several aggressive debt enforcement techniques they can use, such as sending in the sheriff of the court to seize your possessions. If you take preventative action you can avoid that stress.

If you have already been threatened with sheriff officer action, some debt relief plans can stop the sheriff officers. Get in touch today to get started.

Can I really have my debts 'written off'?

Yes, in some cases. It depends on your debt levels and which debt solution you decide to choose.

If you get in touch our qualified debt advisors can explain to you just how much debt you can have written off - which can be up to 60%!

Can I really have my debts 'written off'?

Yes, in some cases. It depends on your debt levels and which debt solution you decide to choose.

If you get in touch our qualified debt advisors can explain to you just how much debt you can have written off - which can be up to 60%!

Which debt solution is right for me?

All our debt solutions are personalised, and as such, rely on many separate factors. Some of these factors include your take home pay, your costs of living, and how much you owe.

To find out which debt solution is right for  you it is important you get in touch and speak to one of our expert debt advisors and explain your situation to them. They are qualified to match you with the debt solution that's right for you. 

Which debt solution is right for me?

All our debt solutions are personalised, and as such, rely on many separate factors. Some of these factors include your take home pay, your costs of living, and how much you owe.

To find out which debt solution is right for  you it is important you get in touch and speak to one of our expert debt advisors and explain your situation to them. They are qualified to match you with the debt solution that's right for you. 

Can you stop creditors chasing me?

Yes we can. We know dealing with creditors can be stressful, so we will negotiate with them on your behalf. 

Some of our formal debt solutions bar your creditors or the sheriffs from contacting you or taking legal action against you. 

If you are worried about actions  taken by your creditors, sheriffs or debt collectors, get in touch today to see how we can help.

Can you stop creditors chasing me?

Yes we can. We know dealing with creditors can be stressful, so we will negotiate with them on your behalf. 

Some of our formal debt solutions bar your creditors or the sheriffs from contacting you or taking legal action against you. 

If you are worried about actions  taken by your creditors, sheriffs or debt collectors, get in touch today to see how we can help.

Do you live in South Africa?

Then we can help you today! 

Do you live in South Africa?

Then we can help you today! 

Our chosen debt experts are all based all around South Africa and are dedicated to helping you both understand and overcome your financial hardships. 

Find out if you're one of thousands that are eligible to dramatically reduce your debts.

Our chosen debt experts are all based all around South Africa and are dedicated to helping you both understand and overcome your financial hardships. 

Find out if you're one of thousands that are eligible to dramatically reduce your debts.

Living in South Africa comes with unique challenges that can increase your financial burdens and, sometimes, seemingly necessary things like a loan or a credit card are used to help with the additional costs. 

You are NOT alone in this, and you should never feel ashamed for wanting to give your family the best start in life. But, if things get out of hand, you shouldn’t hesitate to ask for help. 

Living in South Africa comes with unique challenges that can increase your financial burdens and, sometimes, seemingly necessary things like a loan or a credit card are used to help with the additional costs. 

You are NOT alone in this, and you should never feel ashamed for wanting to give your family the best start in life. But, if things get out of hand, you shouldn’t hesitate to ask for help. 

2020 © Debt Fairy. All Rights Reserved.

2020 © Debt Fairy. All Rights Reserved.

DISCLAIMER

DISCLAIMER

There are sources of free debt advice and services which will vary depending on which organisation you contact. You can find out more by contacting the NCR on 0860 627 627 or by visiting their website at www.ncr.org.za. Their opening times are 8.00 to 17.00 Monday to Friday. 

*Results may vary from person to person. 63% reduction in monthly debt repayments is based on the performance of debt review cases administered by our debt solution providers. Results depend on personal circumstances and the successful completion of the chosen solution. Results are not guaranteed and will be looked at on a case by case basis.

We work with a carefully selected panel of debt solution providers and, once you have qualified and accepted our terms, we will introduce you to them to look after the management and administration of your recommended plan. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Debt solutions subject to conditions and acceptance. If you choose to restructure your debt repayments over a longer period of time it could cost you more. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Calls are recorded for training and monitoring purposes.

Debt Fairy does not administer debt management or insolvency products. You may be referred to our NCR registered providers if we feel that this is appropriate and the best advice in your situation. Debt Fairy may be paid a referral fee for introducing you to one of our approved providers. 

Debt Fairy is a trading name of Andcom 26 cc, registered in South Africa, Registration Number 2005/137592/23, registered office 71 Breckenridge Road, Sunningdale, Cape Town, 7441.

There are sources of free debt advice and services which will vary depending on which organisation you contact. You can find out more by contacting the NCR on 0860 627 627 or by visiting their website at www.ncr.org.za. Their opening times are 8.00 to 17.00 Monday to Friday. 

*Results may vary from person to person. 63% reduction in monthly debt repayments is based on the performance of debt review cases administered by our debt solution providers. Results depend on personal circumstances and the successful completion of the chosen solution. Results are not guaranteed and will be looked at on a case by case basis.

We work with a carefully selected panel of debt solution providers and, once you have qualified and accepted our terms, we will introduce you to them to look after the management and administration of your recommended plan. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Debt solutions subject to conditions and acceptance. If you choose to restructure your debt repayments over a longer period of time it could cost you more. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Calls are recorded for training and monitoring purposes.

Debt Fairy does not administer debt management or insolvency products. You may be referred to our NCR registered providers if we feel that this is appropriate and the best advice in your situation. Debt Fairy may be paid a referral fee for introducing you to one of our approved providers. 

Debt Fairy is a trading name of Andcom 26 cc, registered in South Africa, Registration Number 2005/137592/23, registered office 71 Breckenridge Road, Sunningdale, Cape Town, 7441.